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Refinance

Residential Acceptance has literally thousands of different refinance programs. We network for you through hundreds of different investors to get you the best program available. But what is our specialty? Our Special Niche in this vast market is our Preferred Investor Pool of Funds. Yes, we can offer you the same mortgage as other mortgage companies, but due to our relationship with our Preferred Investors and being a Certified UHAP Company we can offer qualified homeowners more. We offer all Homeowners the opportunity to be accepted into one of our Urban Housing Assistance Programs^tm . This is an exclusive network of programs that offers all of the following benefits to qualified Homeowners.

Preferred Investor Pricing:

Residential Acceptance will always offer the absolute lowest rate available in the market due to our Preferred Investor’s Pool of Funds. These Preferred Investors will always offer our homeowners the highest quality programs available in the market today. (7 day turn around time from approval to close). Get Accepted Now.

Tangible Benefit Policy:

Residential Acceptance Network, in accordance with UHAP, has a corporate policy that requires all Homeowners to meet the Tangible Benefit requirement. Qualified Homeowners must meet or exceed Tangible Benefit Policy (Benefits must meet or exceed TBP Calculation). This means that All UHAP Programs must save the Homeowner over the TBP Calculation or the loan will be disqualified for the program. Some Exceptions do apply. Get Accepted Now.

Customer For Life Benefit:

At Residential Acceptance we want all of your future business. Because of this at anytime in the future you may reset you existing program in order to reduce the interest rate, obtain cash out and/or reduce the term of the program without having to pay the full closing costs. There is no limit on the number of times you choose to exercise this option on the subject property. The Customer for Life Benefit also includes much more. Click on the link to find out what else you can get by applying today. Customer For Life Benefit. Get Accepted Now.

Financial Needs Analysis:

At Residential Acceptance Network we will provide a Free Financial Needs Analysis for our Homeowners or ‘To Be Homeowners’. This will allow you to know exactly were you sit financially and what programs are available to you that may assist you in reaching your financial goals and dreams. Financial Needs Analysis. Get Accepted Now.

UHAP^tm Certified Agents:

All of Residential Acceptance Network’s Program Consultants are licensed and bonded. They have all passed the mandatory state exams and are all Certified Agents of Urban Housing Assistance. UHAP ^tm was created to help protect and educate Homeowners. UHAP ^tm Certified Agents must abide by the UHAP ^tm code of ethics and meet all of UHAP’s ^tm standards and guidelines. Residential Acceptance is a proud member of UHAP ^tm and abides by all of their stringent policies and procedures. UHAP^tm. Get Accepted Now.

HEMA Program^tm :

Our HEMA Program ^tm (Home Equity Management Account) was specifically designed to pay off your mortgage faster. The HEMA Program^tm will pay off your mortgage 5 to 7 years earlier then what you are scheduled to pay off currently. That is literally tens of thousands of dollars saved. HEMA Program^tm. Get Accepted Now.