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Home Purchase Programs

Thank you for your interest in The Funding Pool's Purchase Programs. At Residential Acceptance we offer our complete line of Funding Pool programs to choose from. What does this mean to you? This means we can find the exact program to fit your exact needs. Whether you have 20% to put down on your purchase, or you have Zero down, we can specialize a program that will fit your financial needs. Funding Pool Program Options.

Yes, we can offer you the same mortgage as other mortgage companies, but due to our relationship with our Preferred Investors and being a Certified UHAP Company we can offer qualified homeowners more. We offer all Homeowners the opportunity to be accepted into one of our Funding Pool Programs^tm . This is an exclusive network of programs that offers all of the following benefits to qualified Homeowners.

Preferred Investor Pricing:

Residential Acceptance will always offer the absolute lowest rate available in the market due to our Preferred Investor’s Pool of Funds that we call our Funding Pool. These Preferred Investors funds will always offer our homeowners the highest quality programs available in the market today. (7 day turn around time from approval to close). Get Accepted Now.

Tangible Benefit Policy:

Residential Acceptance Network, in accordance with UHAP, has a corporate policy that requires all Homeowners to meet the Tangible Benefit requirement. Qualified Homeowners must meet or exceed Tangible Benefit Policy (Benefits must meet or exceed TBP Calculation). This means that All UHAP Programs must save the Homeowner over the TBP Calculation or the loan will be disqualified for the program. Some Exceptions do apply. Get Accepted Now.

Customer For Life Benefit:

At Residential Acceptance we want all of your future business. Because of this at anytime in the future you may reset you existing program in order to reduce the interest rate, obtain cash out and/or reduce the term of the program without having to pay the full closing costs. There is no limit on the number of times you choose to exercise this option on the subject property. The Customer for Life Benefit also includes much more. Click on the link to find out what else you can get by applying today. Customer For Life Benefit. Get Accepted Now.

Financial Needs Analysis:

At Residential Acceptance Network we will provide a Free Financial Needs Analysis for our Homeowners or ‘To Be Homeowners’. This will allow you to know exactly were you sit financially and what programs are available to you that may assist you in reaching your financial goals and dreams. Financial Needs Analysis. Get Accepted Now.

UHAP^tm Certified Agents:

All of Residential Acceptance Network’s Program Consultants are licensed and bonded. They have all passed the mandatory state exams and are all Certified Agents of Urban Housing Assistance. UHAP ^tm was created to help protect and educate Homeowners. UHAP ^tm Certified Agents must abide by the UHAP ^tm code of ethics and meet all of UHAP’s ^tm standards and guidelines. Residential Acceptance is a proud member of UHAP ^tm and abides by all of their stringent policies and procedures. UHAP^tm. Get Accepted Now.

HEMA Program^tm :

Our HEMA Program ^tm (Home Equity Management Account) was specifically designed to pay off your mortgage faster. The HEMA Program^tm will pay off your mortgage 5 to 7 years earlier then what you are scheduled to pay off currently. That is literally tens of thousands of dollars saved. HEMA Program^tm. Get Accepted Now.

Get Accepted Now

If this your first home, or your tenth, we have put together some information that may assist you on your road to Home Ownership. Please choose from the selections below to get started or simply Get Accepted Now.

Home Purchase Calculators
Home Purchase Options
Free Services, Including: Free Home Value Estimate, Free Financial Needs Analysis, & Free Pre-Approval Letter.

Please fill free to call a Certified Program Consultant 800-461-4152 with any questions.

REMEMBER TO ASK US ABOUT:
The BLM Bridge Loan Program that can help you with the purchase of your new home.
The UHAP American Dream Purchase Program.
The many other Funding Pools available to quailfied homebuyers.