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The Funding Pool Program Options


UHA Programs– The Funding Pools available can be used for either a purchase or a refinance of a residential property.  You can get funds for Home Improvements Debt Consolidation or a Rate Reduction.  These Funding Pools are securitized through Fannie Mae, Freddie Mac or through one of our Preferred Investors.  This program can be fixed for 10, 15, 20, 30 or 40 years. There are a variety of programs available, please contact a Licensed Program Consultant for more information.Get Accepted Now.
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90% Non Owner Program - This Program allows you to finance up to 100% of the purchase price on Non Owner Occupancy Properties.  This program is for investors that do not want to use any money for down payment on the purchase.  Contact a Licensed Program Consultant for more information.
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95% No Income Verification – This Program allows you to refinance or purcahse your home with No down payment and No income verification. Contact a Licensed Program Consultant for more information.
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Set 3 Program / Set 5 Program – This option provides payment relief through increasing the homeowner’s cash flow. This program is run in accordance with Freddie Mac's guidelines and our Preferred Investor Pricing offers rates as low as 4.875 %*. This program is eligible for debt elimination and home improvements. For complete information regarding this program please click here. Get Accepted Now.
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Customer Rewards Program - This program awards Residential Acceptance's Borrowers who have maintained great credit.  This program allows quailified Home Owner's to refinance or purchase there home with No PMI up to 100% of the homes value at an conforming interest rates.  Contact a Licensed Program Consultant for more information.
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FHA Purchase - This Program allows borrowers to purchase a home that may have not been able to purchase there home through a conforming investor.  If our borrowers meet the program guidlines they can get accepted for an FHA mortgage.  Contact a Licensed Program Consultant for more information. 
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FHA 203K Purchase with home improvements -  Please contact a Licensed Program Consultant for more information.
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FHA Streamline - If you currently have an FHA mortgage then we can streamline your rate with No costs to you.  Contact a Licensed Program Consultant for more information. 
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FHA Streamline with NO Monthly MI - This is an amazing loop whole with an FHA loan.  Your loan to value can be up to 90% and still not have to pay monthly PMI.  Contact a Licensed Program Consultant for more information.
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FHA Refinance - This program is an amazing program that allows a person that has had credit problems in the past, but has had consistant payments in the last 12 months, qualify for these amazing rates.  Contact a Licensed Program Consultant for more information.
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FHA Secure- This is is a Special Program enacted by Congress for a limited time to help homeowners refincance into a Federally Insured Program due to the recent downturn in home values and increase in forclosures due to variable rate programs. Talk to a Licensed Program Consultant for more information. Get Accepted Now

FHA Secure 2nd- Residential Acceptance Network may fund monies to meet a shortage amount due to a decrease in home appraised value or borrower being short to close.

FHA Cash Out Refinance - This program is an amazing program that gives home owners, that are re-establishing there credtit, the ability to get a great mortgage program to pay off ther debts or to get money for home improvements.  This Program allows homeowners the ability to cash out up to 95% of their homes value. Get Accepted Now
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VA Streamline - If you currently have a VA mortgage then we can streamline your rate with No costs to you.  Contact a Licensed Program Consultant for more information.
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VA Purchase - This program is available for persons with a military background.  Contact a Licensed Program Consultant for more information.
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Investor Streamline -Instead of going through a full refinance of your mortgage we offer a streamline of your current conforming loan.  Contact a Licensed Program Consultant for more information. 
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Fixed Rate Home Equity-No Cost This program is locked in at a 30 Year Fixed Rate and is available with No Lender Fees, Reduced Appraisal Requirements and is normally closed within 10 days.   Contact a Licensed Program Consultant for more information.
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Fixed Rate Home Equity-Super Buy Down This program is locked in at a 30 Year Fixed Rate and is available with a Super Low Rate buy down. There are also Reduced Appraisal Requirements and is noromally closed within 10 days. Contact a Licensed Program Consultant for more information.
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Home Equity -This program allows you to get the money you need with the lowest payment options available.  Contact a Licensed Program Consultant for more information. 
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Payment Relief Program - The Payment Relief Program is a newly authorized Urban Housing Assistance Program that has allotted funds for secured and unsecured debt elimination, home improvements and mortgage rate reductions. Within this program there are three different funding pools that Residential Acceptance Network can pull from. Click here to learn more. Contact a Licensed Program Consultant for more information. 
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UHA No Payment Option – This option provides payment relief by not having to make there monthly mortgage payments. Qualified homeowners can receive funds for home improvements and debt consolidation without having to pay a monthly payment. The program will be due in full once the home is sold or title is changed. Contact a Licensed Program Consultant for more information.  Get Accepted Now.
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1.25% Payment Buster - This program makes your minimum payment based off of 1.25% amoratized payment over 30 years.  If you need the lowest payment option availiable, then this is the program for you.  Contact a Licensed Program Consultant for more information. 
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Liquid Net Worth - This newly authorized program provides you with the lowest rates but without the hassle of income documentation. Select homeowners can qualify by using their Liquid Net Worth and equity position in their home.  Contact a Licensed Program Consultant for more information. Get Accepted Now.
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American Dream Purchase Program- This program provides amazing allowances for homeowners. If you are looking to buy a home and are either a first time homeowner, or have a 'Not-So-Perfect' credit past, you need to apply for this program.   If you want the best mortgage program availiable, then this is the program for you.  Contact a Licensed Program Consultant for more information. 
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BLM Bridge Loan Mortgage - This newly authorized program has a NO payment option until you sell your home. Use the equity from your current home to purchase your new home and make no payments for 9 months while you list, and sell, your old home. If you want the best payment terms for your new home then Contact a Licensed Program Consultant for more information about this new program.  Get Accepted Now.
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